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| Hello, Retirement |
| by Jeff Bevis |
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As most of you know, the first wave of the 79 million Baby Boomers in America, are entering retirement this year. What can this generation expect as they begin the transition into their "Golden Years?" Surprisingly, a whole new world of money-saving benefits and opportunities are available. From life and health, finances, travel and transportation to entertainment and leisure activities, senior citizens and soon-to-be retirees are eligible for perks that affect almost every area of their lives. Here are five discounts to start taking advantage of:
1. Auto-insurance: Many companies provide incentives if seniors take a safe-driving course. AARP's Driver Safety Program and the 55 Alive program both qualify seniors for insurance discounts in participating states after completing an accident prevention course.
2. Health Care: Check out HealthAtoZ or RxAssist to find information about saving on prescription drugs, dental and vision care and health insurance. Remember there are other sources of reduced cost/free health care available other than Medicare. The key is to search around and research all of your options!
3. Travel: Airlines, hotels and rental car agencies are all catering to the ever expanding senior demographic. Besides honoring AARP cards, many companies give discounts based on age qualifications alone. Amtrak and Greyhound offer discounts ranging from 5-15 percent while rental car company Dollar's Silver Dollar Club gives people age 50 and over up to 10 percent off. Many airlines offer special senior fare rates that are only available by calling the airline directly.
4. Fun & Games: Restaurants, movie theaters, museums, theme parks, and sports activities offer many senior discounts. Your local senior center or chamber of commerce should be able to help you locate special deals in your area. Wherever you go, make sure to inquire about the senior discount.
5. Enrichment Classes: With more time on your hands after retirement, consider signing up for a free or low cost program in your community. Local community colleges or senior centers often offer classes in the arts, wellness, technology and volunteer services for older adults. For example, OASIS is a national nonprofit organization focused on creating opportunities for adults to continue personal growth and a chance to give back to their community. See if there is an OASIS city near you.
Overall, there are substantial savings to be found specifically tailored to seniors' and retirees' interests and hobbies. The best way to find these perks and rewards is to simply ask.
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